Our Story

Since 2005 Rapid Finance has been supporting the growth & success of small businesses across America.

In April 2020, Rapid Finance had the unique opportunity to serve Small Business Administration as a technology partner for the COVID EIDL Disaster Recovery program. In 2 years the Rapid system helped SBA provide approximately $400 billion in loans and grants to small businesses.

In June of 2022, as we wrapped up the COVID EIDL Program, Rapid Enterprise was born.

Using a thoughtful combination of technology, speed and deep industry expertise, the Rapid Enterprise business line provides Lending as a Service solutions to Enterprise Clients.

In keeping with the Rapid culture, Rapid Enterprise team is committed to help our enterprise clients be successful in their business outcomes. We succeed when our clients do, hence we bring our energy and positive team culture to our Rapid Enterprise line of business.

We look forward to partnering with you where your needs are, and help you provide value to your small business customers.

About Us


Our Commitment to Strategic and Exponential Business Growth

Partner with us to deliver best-in-class solutions to your small business clients. With two decades of experience as an industry leader we’re an ideal partner to help you achieve your goals.

We put you in control

Leverage our bouquet of cutting-edge digital-first financial solutions and service offerings for a custom Lending as a Service Solution.

Meeting our clients where their needs are

It’s our mission to see enterprises, and the small businesses they serve, succeed, which is why we bring a customized approach, fresh insight, and a passion for business financing to everything we do.

Meet our Executive Team

Will Tumulty

Will Tumulty

Chief Executive Officer

Will was named the CEO of Rapid Finance in 2015. Before joining Rapid, he spent 10 years in the prepaid debit card industry. During that time, he served as the founder and CEO of Ready Financial Group and the COO of AccountNow Inc. Throughout his career Will has held management positions at prominent companies in the finance industry, including Green Dot Corporation and Capital One. 

Will began his professional career in the US Military, where he completed the United States Navy’s elite SEAL training program and served five years on active duty as a SEAL Platoon Officer at SEAL Teams ONE and FOUR.

He holds a Bachelor of Science in Aerospace Engineering from the United States Naval Academy, a Master of Science in Manufacturing Systems Engineering from Stanford University, and an MBA from the Stanford Graduate School of Business.

When he’s not guiding the Rapid Finance Team, Will enjoys mountaineering and building boats.

Bogdan Nastea

Bogdan Nastea

Chief Technology Officer

Bogdan joined Rapid Finance in 2012 and serves as the company’s CTO. Prior to Rapid, he held executive positions with multiple companies, and founded and successfully exited two technology ventures. He has extensive full project lifecycle experience architecting complete software suites from the ground up. Bogdan also has extensive hands-on experience including programming, software quality assurance, technology infrastructure administration, and managing end-to-end business operations.

Bogdan holds a BS in Computer Science from the University of Maryland, College Park. He has used his experience to establish the software development, business intelligence, and application support departments at Rapid, as well as assist in modifying the end-to-end business process to help transform Rapid into an efficient, automated, and highly scalable fintech company.

Outside of leading the technology organization, Bogdan enjoys getting out on the water and volunteering as a high-performance circuit driving instructor. He currently lives in Chevy Chase, MD with his wife.

Mark Cerminaro

Mark Cerminaro

Chief Revenue Officer,
Head of Partnerships

Mark joined Rapid Finance in 2007 and was named CRO in 2013. Before joining Rapid he worked as a financial advisor and associate branch manager with Morgan Stanley.

He received a spot on the Commercial Finance Association 40 under 40 in 2016 and is currently a member of the Forbes Business Development Council, where he connects with other senior-level executives to share business insights.

Mark is a graduate of Georgetown University, where he earned a BA. With over 16+ years of experience, Mark leverages his knowledge of strategic partnerships, business growth, partnership process, and identifying new market opportunities to oversee BD, third-party engagements, and all sales functions.

When he isn’t helping to build new teams and technology or expanding the company into new products and markets, Mark enjoys spending time with his wife Margaux and their two amazing boys, Dominic and Donovan. He loves watching football and even helps coach his sons’ football teams. He and his wife also have a 503c where they raise money for Cystic Fibrosis.

Preethi Janardhanan

Preethi Janardhanan

Product Director, Head of Product

Preethi Janardhanan joined Rapid Finance in 2020 as Product Management Lead. In this role she leads Product, the GTM strategy and Client Relationships for Rapid Enterprise. Prior to Rapid, Preethi has over two decades of Fintech experience spanning across technology and product management. In her experience she developed and managed digital financial products and services with banking leaders like American Express, Wells Fargo and Green Dot prior to joining Rapid Finance.

Preethi has a BS in Computer Engineering from India. After starting out as a technologist, Preethi transitioned into Product Management and enjoys being at the intersection of finance and technology. She has also specialized in building Banking as a Service Products and Customer Acquisition and Lifecycle journeys that are focused on growth and efficiency. In his rapidly growing field, she has experienced and led innovation and disruption in the financial industry, and understands the potential it has to improve access and affordability for consumers and businesses alike. 

When she is away from work, Preethi enjoys hiking and biking. She volunteers to provide food to Senior Centers, volunteers at Elementary and Middle Schools teaching Science and Math Olympiad teams and in Women/ Girls in Stem related forums.

Stephanie James

Stephanie James

Vice President, Marketing

Stephanie joined Rapid Finance in 2022 as the Vice President of Marketing. Before joining Rapid, she was Senior Director at Mailchimp overseeing all global marketing campaigns. She has over two decades of experience in marketing, spanning industries from SaaS, telecommunications, consulting, consumer-packaged goods, and financial services. 

Stephanie is a graduate of Colgate University, where she earned a BA. At Rapid, she leads the marketing function for both Rapid Finance and Rapid Enterprise, and develops and oversees all marketing strategies and communications  

In her career she’s learned that marketing is more than great campaigns. The power of marketing can generate transformational business growth and the right marketing strategy can go beyond impacting brand awareness and consumer trust when paired with the right user experience, product, and channel strategies. 

She and her husband have two young sons and as a family enjoy spending time outside and camping. Stephanie is also very involved in her sons’ schools, serving in leadership positions for the parent organizations.